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Modern bank technology.
Small-town values.

We’re changing the way digital banking and community banking are done — delivering the most modern, innovative financial tools in the industry and providing the friendliest service you can find with a touch of Southern hospitality. Discover a new way to bank with The Southern Bank, your high-tech, high-touch financial services provider.

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Financial services for every stage of life

From your first checking account to business loans, treasury services and more, we’ve got you covered — right here at home. Our ever-expanding digital offerings can help meet your banking needs 24/7, and for friendly, in-person service, we’re opening new South Carolina branches in Greenville and Spartanburg soon.

Personal Banking

We offer a variety of checking account options. So you can find the perfect account to match your needs.

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Business Banking

A business banking relationship you can count on, with business checking options that work for you.

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Resource Center

Find the account information and financial resources you need.

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Find a location

We’re opening new branches soon, and might be closer than you think.

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Ready to get started?

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6th Street Branch Update

Effective December 31, 2023, our 6th Street branch location will be consolidated with the 855 Liberty Street branch, and the 6th Street branch will be closed. Services previously available at the 6th Street Branch will be available at 855 Liberty Street, Waynesboro, GA 30830. 

Please contact our staff at 706-437-9977 should you have any questions about the consolidation of this location and the services provided.