Personal Checking
Find the right checking account
We understand that each of our customers should have options to meet their individual needs. That’s why we offer a variety of checking account options so that you can find the perfect account to match your needs.
Essential Checking
- Only $50 minimum opening deposit.
- Avoid a $4 monthly maintenance fee by maintaining a $500 minimum daily balance.
- Free Online Banking
- Free Mobile Banking with Mobile Deposit
- Free Text Banking
- Free Debit Card
- Free Telephone Banking
- Free Check Images with Monthly Statement (Fronts of debits)
Interest Checking
- Only $50 minimum opening deposit.
- Avoid a $7.50 monthly maintenance fee by maintaining a $1,500 minimum daily balance.
- Competitive rate of interest paid; interest is compounded and credited monthly.
- Variable interest rate (rate may change at any time).
- Free Online Banking
- Free Mobile Banking with Mobile Deposit
- Free Text Banking
- Free Debit Card
- Free Telephone Banking
- Free Check Images with Monthly Statement (Fronts of debits)
VIP Checking
- Only $50 minimum opening deposit.
- Avoid a $15.00 monthly maintenance fee by maintaining a $2,500 minimum daily balance.
- Interest rates are tiered, and interest is compounded and credited monthly.
- Free Online Banking
- Free Mobile Banking with Mobile Deposit
- Free Text Banking
- Free Debit Card
- Free Telephone Banking
- Free The Southern Bank Standard Wallet Checks
- 50% Discount towards any size Safe Deposit Box
- Free Check Images with Monthly Statement (Fronts of debits)
Digital tools to make your accounts more accessible.
We want your business banking relationship with us to be as easy and convenient as possible. That’s why we offer the latest digital tools to help you bank when you want, from where you want.
Here to Help You Succeed
