Find the Right Checking Account for You

At The Southern Bank, we know that every customer is unique. That’s why we offer a range of personal checking accounts designed to fit your lifestyle and financial goals. Whether you’re looking for a basic account, an interest-earning option, or premium benefits, we have the perfect account for you.

Why Bank With The Southern Bank?

Flexible Options: Whether you just want essential services, or want a checking account that goes further with interest earnings or premium benefits, we have the account that’s right for you. See your options here.
Convenience at Your Fingertips: Manage your accounts anytime, anywhere with our suite of digital banking tools.
Trusted Security: Enjoy peace of mind with FDIC insurance and robust security features.
Personalized Service: Our team is always ready with a smile to assist you with your financial needs.

Let’s Get Started

Fill out the quick form below, and a member of our dedicated team will guide you through every step of the process. Or visit your local branch in person. Whichever you choose, your goals are our priority.

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*The annual percentage yield (APY) assumes that interest remains on deposit until maturity. APY accurate as of 06/12/25 and is subject to change at any time and without notice. Fees may affect earnings. Personal accounts only. Deposits limited to $230,000. Penalty for early withdrawal. $1,000 minimum balance to open for CDs. This is a limited-time offer.