COLUMBIA, S.C., September 15, 2025 — The Southern Bank, a South Carolina- and Georgia-based community bank, is pleased to announce the appointment of Jessica Takach as vice president, commercial lender. In this role, she will evaluate business loan applications, structure financing solutions, and build client relationships to help clients access the capital they need for growth and investment.
Based in Columbia, South Carolina, Takach is a seasoned commercial banker with nearly 20 years of experience in relationship management, lending and credit analysis. She has built her career on helping businesses access the capital and financial guidance they need to succeed, leading business development initiatives, managing high-performing teams, and structuring financing solutions tailored to client goals.
“Welcoming Jessica to our leadership team is an exciting step forward. Her nearly 20 years of experience in commercial banking have shown a consistent ability to help businesses grow while also strengthening the communities they serve,” said Frank Townsend, Chief Lending Officer at The Southern Bank. “That combination of expertise and community-minded leadership is what we value and look forward to sharing with our clients.”
Known for her ability to build lasting relationships and provide strategic financial insight, she brings a strong track record of supporting business growth across diverse industries. Prior to joining The Southern Bank, Takach served as vice president, commercial relationship banker for another financial institution, where she provided trusted financial advice to commercial clients, structured and underwrote commercial loans and identified business development opportunities. In this role, she worked closely with credit analysts to assess financial risk and determine optimal financing solutions while simultaneously collaborating with internal teams to drive revenue growth and enhance client experience.
“I’m thrilled to step into this role and partner with local business owners to fuel their growth and success,” said Takach. “There is nothing more rewarding than helping businesses thrive while also lifting up the communities we call home, and I can’t wait to keep making that impact.”
To learn more about The Southern Bank’s vision for the future of community banking, visit thesouthern.bank.
About The Southern Bank
The Southern Bank is changing the way community banking is done — offering personal service, smart solutions, and the kind of high-touch care you won’t find just anywhere. With over $350 million in total assets, the bank serves both personal and business customers online and through its local branches in Greenville, Spartanburg, Aiken, and Myrtle Beach, S.C., and Gibson, Hephzibah, Sardis, and Waynesboro, Ga. The Southern Bank is a wholly owned subsidiary of Southern Financial Corporation (SFCO). To learn more about the bank’s commitment to Southern hospitality, visit thesouthern.bank.