The Southern Bank is already known for its strong service in areas such as personal and business banking, with the technical services of a big bank and the personalized service of a community bank.
Thanks to technology, Southern Bank customers can get an even better experience through digital banking solutions, including our convenient mobile banking app.
Customers can do so much through the app and online banking. And they can do it safely and securely while on the go. Clients can make payments — with Bill Pay and People Pay — view and print statements, and see a history of transactions. These features allow customers to skip the branch and ATM lines and save time, save money, increase savings, control costs, worry less, protect their money, and achieve a well-planned retirement.
But additional mobile banking app features have gained importance as consumers prioritize privacy and security to prevent identity theft issues. Two of those top features are setting up alerts that can help prevent fraud and other issues and help identifying credit issues.
Get banking activity alerts
Alerts are main examples of Southern Bank’s online banking and mobile banking app features. Users can set up text and service alerts for different triggers in their account, such as activity and balance alerts, stop pay alerts, account transfer alerts, address change, password changed, and phone number changed.
Improve credit protection and education
Southern Bank’s digital banking solutions can alert customers to notices regarding their credit scores, which is a good fraud-prevention tool. Consumers can also use the app and online banking in various ways to keep their credit healthy.
Customers can check their credit score and so much more, including:
- Reviewing credit score events over the past two years to see a breakdown of their payment history, credit use, account mix, credit age, and inquiries on their score.
- Learning about factors that affect their score, and getting ideas about how to improve their credit.
- Obtaining an analysis of their credit score, and simulations showing the impact of certain actions they might take.
Customers can forge a path toward financial freedom through the app and online banking financial planning and analysis tools. These resources make it easier for people to create an action plan to improve their credit score, take a financial checkup assessment, and set goals to increase their credit score.
Planning personal finances
In addition to alerts and credit information, the app includes financial planning and analysis tools that can help clients boost their overall personal finance health.
Clients can use the Personal Finance Tool to set up personal finance profiles, add assets and accounts at other financial institutions to see their full financial snapshots. This tool also helps customers track their spending, set up a budget, follow their financial trends, manage debt, determine their net worth, set goals, and monitor cash flow.
The Southern Bank online banking portal and mobile app also allows customers to:
- Input Stop Payments immediately
- Send secure messages to the bank
- Initiate their own transfers
- Make payments
- Utilize Bill Pay and People Pay
- View and print statements
- See a history of transactions
- Download transactions in a format they can print or use
Taking advantage of The Southern Bank’s mobile banking solutions is designed to be easy and stress-free. All customers need to do is set up their online banking accounts and then download The Southern Bank personal mobile app from Google Play or the Apple app store.
The Southern Bank knows its customers are always on the go. That’s why we provide digital financial planning and analysis tools to conveniently manage funds from anywhere. Visit thesouthern.bank to learn about all of the digital banking solutions from The Southern Bank to make your financial life run smoothly.